Whether it’s for higher education, a house, or a business venture, sometimes we have bigger goals than our current finances can cover. This is where the concept of good debt came into play. But debt is debt. There is no good or bad.
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There are numerous reasons why your credit score may not be what you want it to be, but if you find that your credit score is dropping due to bad credit habits, it’s time to fix these bad habits and turn your credit around.
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Shame is an epidemic in our culture today. It is blatantly used as a tool in the political arena, ever present within our workplaces, in the media we consume, and throughout the schools of America's children. Shame is a tough and messy topic. Throw money into the mix and the discussion becomes even more difficult and dirty.
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