Credit — Blog — RentPlus Blog

Posts in Credit

Could paying rent on time boost your credit score?

Could paying rent on time boost your credit score?

Renting an apartment has so many positive benefits. The only drawback is if you’re not able to increase your credit while enjoying the many other rental perks. So contact your leasing agent or property manager today to learn more about how you can start reporting your rental payments to credit bureaus today.

Credit, Credit ScoreRent DynamicsMarch 27, 2019Credit Card, credit, credit score, credit report, credit reporting agencies, credit bureaus, credit basics, bad credit, good credit, build credit, maintain credit, rent, Renting, rentplus, rent reportingComment

3 bad habits you can develop in college that may hurt your credit

3 bad habits you can develop in college that may hurt your credit

Millions of college students around the world are working hard towards creating a better future. Yet, many students graduate with worse financial habits than before they started school.

How to teach your children to be financially responsible and build credit

How to teach your children to be financially responsible and build credit

How can you talk to your college student about building credit? Here are a few helpful tips to get you started on your financial talk with your children

Credit, Education, FinanceRent DynamicsJanuary 9, 2019school, college, college student, finances, financial responsibilitiesComment

How to build your credit during the holidays

How to build your credit during the holidays

Be smart this holiday season and make the most out of your finances with these helpful tips.

Credit, Credit Score, Good CreditRent DynamicsDecember 12, 2018Budget, Credit Card, credit, credit score, credit report, credit basics, good credit, build credit, maintain credit, holiday, Christmas, New Year, Hanukkah, KwanzaaComment

How to work with parents to build credit

How to work with parents to build credit

Your parents can give you a lot of advice about what to do and what not to do with your finances. They can provide a lot of helpful tips and feedback. They can also set you on your way towards your first financial success.

Credit, Education, Finance, Good CreditRent DynamicsDecember 5, 2018Credit Card, credit basics, credit bureaus, credit, credit score, credit report, build credit, maintain credit, collegeComment

What is in a credit score?

What is in a credit score?

Each trade line on your credit report can make a positive or negative affect effect on your credit score. The more positive trade lines you have on your credit report will typically increase your credit score and show stability.

Credit Score, Good Credit, CreditRent DynamicsNovember 28, 2018credit score, credit report, credit reporting agencies, credit bureaus, credit basicsComment

How To Build Your Credit Without A Credit Card

How To Build Your Credit Without A Credit Card

Choosing to avoid credit cards shouldn’t keep you from doing the things you want to do. If you’d like to build your score without a credit card, here are some great options for you.

Credit, Credit Card, Credit Score, Good CreditRent DynamicsNovember 16, 2018Credit Card, credit basics, credit, credit score, credit bureaus, credit report, credit reporting agencies, good credit, build credit, maintain creditComment

6 Surprising Things That Won’t Affect Your Credit Score

6 Surprising Things That Won’t Affect Your Credit Score

A credit score lets creditors know if you are good at handling money. But there are a lot of things that a credit score doesn’t tell your creditors about how you handle money.

Forty-six percent of Millennials Feel Held Back by Their Credit Score

Forty-six percent of Millennials Feel Held Back by Their Credit Score

Many millennials feel like they’ve suffered negative affects due to their score. But, just how much does a low credit score affect millennials?

Bad Credit, Credit, Credit Score, MistakesRent DynamicsJuly 18, 2018Millennial, Credit Card, credit bureaus, credit score, credit report, credit, credit basics, bad credit, good credit, build creditComment

4 Ways Having No Credit Score Could Hurt You

4 Ways Having No Credit Score Could Hurt You

If you don’t plan on borrowing money, why do you need a credit score? Well, a credit score impacts more things than you know. Here are just a few ways you might be inconvenienced if you don’t have a credit score:

Credit, Credit ScoreRent DynamicsJune 22, 2018credit basics, credit report, Credit Card, credit score, credit, bad credit, good credit, build credit, maintain credit, rent reporting, rent, RentingComment

5 Credit Habits You Need to Break This Year

5 Credit Habits You Need to Break This Year

There are numerous reasons why your credit score may not be what you want it to be, but if you find that your credit score is dropping due to bad credit habits, it’s time to fix these bad habits and turn your credit around.

Bad Debt, CreditRent DynamicsJanuary 17, 2018credit basics, Credit Card, credit, credit score, credit report, bad credit, build creditComment

Your Credit Score Could Make Or Break Your Relationship

Your Credit Score Could Make Or Break Your Relationship

Romantic relationships can be fun and exciting. A romantic partner can help you become a better person, enjoy new adventures, and open a door to new possibilities. Don’t let financial disagreements ruin what could be an everlasting love.

Credit, Credit Score, Finance, Good Credit, Personal Finance, Bad CreditRent DynamicsOctober 31, 2017credit score, credit report, credit, bad credit, good credit, Financial Planning, Financial Freedom, Financial Independence, personal financeComment

Millennials and their terrible, horrible, no good, very bad credit scores

Millennials and their terrible, horrible, no good, very bad credit scores

“Millennials’ knowledge of credit cards is lacking” and “very concerning.” When it comes to credit cards, millennials either spend way too much or not nearly enough.

Credit, Credit ScoreRent DynamicsAugust 30, 2017Millennial, credit report, credit, Credit Card, credit basics, bad creditComment

Why Do You Need Good Credit If You Don’t Have Debt?

Why Do You Need Good Credit If You Don’t Have Debt?

What many people fail to understand is that your credit score can affect more than just financing. Even if you plan on paying cash for everything, here are a few reasons why it’s important to have good credit.

Credit, Credit ScoreRent DynamicsJune 21, 2017credit, credit score, Credit Card, bad credit, good creditComment

4 Reasons Why Credit Cards Are Better Than Cash

4 Reasons Why Credit Cards Are Better Than Cash

If you use your credit card wisely and pay it off each month, you’d be in a better financial situation than if you used the cash-only method. The benefits of using a credit card wisely far outweigh the benefits of using the cash-only method.

Credit, Credit Score, Good CreditRent DynamicsApril 26, 2017credit basics, credit, credit bureaus, credit report, credit score, credit reporting agencies, build credit, CashComment

5 Easy Ways to Get a Poor Credit Score

5 Easy Ways to Get a Poor Credit Score

Nearly one third of Americans currently have a poor credit score. And many people have no credit at all. In an economy that relies so heavily upon credit scores, it’s amazing to see such an extraordinary amount of people who aren’t taking advantage of this important financial opportunity.

Credit Score, Credit, Bad CreditRent DynamicsApril 19, 2017credit report, credit score, credit bureaus, credit reporting agencies, credit, bad credit, good creditComment

Your Credit Score Can Affect Your Financial Future

Your Credit Score Can Affect Your Financial Future

You may not realize just how vital your credit score is to your financial freedom. Yet, your credit score is like a financial fingerprint that gives lenders a glimpse into how responsible you are with your money. Your credit score could be the difference between financial freedom and a financial sinkhole.

Credit Score, Credit, Finance, Good CreditRent DynamicsMarch 22, 2017Financial Planning, Financial Freedom, Financial Independence, personal finance, credit, credit basics, credit score, credit report, good credit, Emergency FundComment

The $hame Game of Personal Finance

The $hame Game of Personal Finance

Shame is an epidemic in our culture today. It is blatantly used as a tool in the political arena, ever present within our workplaces, in the media we consume, and throughout the schools of America's children. Shame is a tough and messy topic. Throw money into the mix and the discussion becomes even more difficult and dirty.

Credit, Psychology, Shame, Personal Finance, Bad Debt, Bad Credit, Good Credit, Self-worth, Emotion, Credit Score, Debt, Mistakes, Guilt, Change, Self-esteem, Spending, Addiction, Depression, HappinessRent DynamicsDecember 1, 2016personal finance, shame, credit, credit report, credit score, debt, bad debt, avoidance, embarassment, money, budget, psychology, brain, emotion, decisions, good credit, bad credit, shameful, empathy, guiltComment

Basics of Credit - RentPlus Resident Webinar

Basics of Credit - RentPlus Resident Webinar

Successful RentPlus Resident Webinar on the Basics of Credit. Great questions from the attendees! We will be holding Resident Webinars on a quarterly basis on topics relative to personal finance and credit. One of the many benefits of being a RentPlus property or a RentPlus resident.