How to build your credit during the holidays

Be smart this holiday season and make the most out of your finances with these helpful tips.

Credit, Credit Score, Good CreditRent DynamicsDecember 12, 2018Budget, Credit Card, credit, credit score, credit report, credit basics, good credit, build credit, maintain credit, holiday, Christmas, New Year, Hanukkah, KwanzaaComment

How to work with parents to build credit

Your parents can give you a lot of advice about what to do and what not to do with your finances. They can provide a lot of helpful tips and feedback. They can also set you on your way towards your first financial success.

Credit, Education, Finance, Good CreditRent DynamicsDecember 5, 2018Credit Card, credit basics, credit bureaus, credit, credit score, credit report, build credit, maintain credit, collegeComment

What is in a credit score?

Each trade line on your credit report can make a positive or negative affect effect on your credit score. The more positive trade lines you have on your credit report will typically increase your credit score and show stability.

Credit Score, Good Credit, CreditRent DynamicsNovember 28, 2018credit score, credit report, credit reporting agencies, credit bureaus, credit basicsComment

How To Build Your Credit Without A Credit Card

Choosing to avoid credit cards shouldn’t keep you from doing the things you want to do. If you’d like to build your score without a credit card, here are some great options for you.

Credit, Credit Card, Credit Score, Good CreditRent DynamicsNovember 16, 2018Credit Card, credit basics, credit, credit score, credit bureaus, credit report, credit reporting agencies, good credit, build credit, maintain creditComment

What Does It Take To Get The Perfect Credit Score?

Yet, there are a lot of factors that go into achieving the perfect score. In fact, you could have a perfect score one day and then drop 20 points the next day. Everything needs to align perfectly in order for you to achieve that perfect score.

Credit Score, Good CreditRent DynamicsSeptember 6, 2018credit basics, Credit Card, credit reporting agencies, credit report, credit, credit bureaus, credit score, good credit, build creditComment

6 Surprising Things That Won’t Affect Your Credit Score

A credit score lets creditors know if you are good at handling money. But there are a lot of things that a credit score doesn’t tell your creditors about how you handle money.

Your Credit Score Could Make Or Break Your Relationship

Romantic relationships can be fun and exciting. A romantic partner can help you become a better person, enjoy new adventures, and open a door to new possibilities. Don’t let financial disagreements ruin what could be an everlasting love.

Credit, Credit Score, Finance, Good Credit, Personal Finance, Bad CreditRent DynamicsOctober 31, 2017credit score, credit report, credit, bad credit, good credit, Financial Planning, Financial Freedom, Financial Independence, personal financeComment

Your Level of Education Correlates with Your Credit Score

Educate yourself about the ins and outs of credit scores. You can improve your credit score simply by researching what it takes to build it and then implementing what you’ve learned.

Credit Score, Good CreditRent DynamicsSeptember 20, 2017credit score, credit, credit basics, credit report, Credit Card, credit bureaus, credit reporting agencies, bad credit, education, good credit, build creditComment

4 Reasons Why Credit Cards Are Better Than Cash

If you use your credit card wisely and pay it off each month, you’d be in a better financial situation than if you used the cash-only method. The benefits of using a credit card wisely far outweigh the benefits of using the cash-only method.

Credit, Credit Score, Good CreditRent DynamicsApril 26, 2017credit basics, credit, credit bureaus, credit report, credit score, credit reporting agencies, build credit, CashComment

Your Credit Score Can Affect Your Financial Future

You may not realize just how vital your credit score is to your financial freedom. Yet, your credit score is like a financial fingerprint that gives lenders a glimpse into how responsible you are with your money. Your credit score could be the difference between financial freedom and a financial sinkhole.

Credit Score, Credit, Finance, Good CreditRent DynamicsMarch 22, 2017Financial Planning, Financial Freedom, Financial Independence, personal finance, credit, credit basics, credit score, credit report, good credit, Emergency FundComment

The $hame Game of Personal Finance

Shame is an epidemic in our culture today. It is blatantly used as a tool in the political arena, ever present within our workplaces, in the media we consume, and throughout the schools of America's children. Shame is a tough and messy topic. Throw money into the mix and the discussion becomes even more difficult and dirty.

Credit, Psychology, Shame, Personal Finance, Bad Debt, Bad Credit, Good Credit, Self-worth, Emotion, Credit Score, Debt, Mistakes, Guilt, Change, Self-esteem, Spending, Addiction, Depression, HappinessRent DynamicsDecember 1, 2016personal finance, shame, credit, credit report, credit score, debt, bad debt, avoidance, embarassment, money, budget, psychology, brain, emotion, decisions, good credit, bad credit, shameful, empathy, guiltComment

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