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Posts tagged credit bureaus

Could paying rent on time boost your credit score?

Could paying rent on time boost your credit score?

Renting an apartment has so many positive benefits. The only drawback is if you’re not able to increase your credit while enjoying the many other rental perks. So contact your leasing agent or property manager today to learn more about how you can start reporting your rental payments to credit bureaus today.

Credit, Credit ScoreRent DynamicsMarch 27, 2019Credit Card, credit, credit score, credit report, credit reporting agencies, credit bureaus, credit basics, bad credit, good credit, build credit, maintain credit, rent, Renting, rentplus, rent reportingComment

How to work with parents to build credit

How to work with parents to build credit

Your parents can give you a lot of advice about what to do and what not to do with your finances. They can provide a lot of helpful tips and feedback. They can also set you on your way towards your first financial success.

Credit, Education, Finance, Good CreditRent DynamicsDecember 5, 2018Credit Card, credit basics, credit bureaus, credit, credit score, credit report, build credit, maintain credit, collegeComment

What is in a credit score?

What is in a credit score?

Each trade line on your credit report can make a positive or negative affect effect on your credit score. The more positive trade lines you have on your credit report will typically increase your credit score and show stability.

Credit Score, Good Credit, CreditRent DynamicsNovember 28, 2018credit score, credit report, credit reporting agencies, credit bureaus, credit basicsComment

How To Build Your Credit Without A Credit Card

How To Build Your Credit Without A Credit Card

Choosing to avoid credit cards shouldn’t keep you from doing the things you want to do. If you’d like to build your score without a credit card, here are some great options for you.

Credit, Credit Card, Credit Score, Good CreditRent DynamicsNovember 16, 2018Credit Card, credit basics, credit, credit score, credit bureaus, credit report, credit reporting agencies, good credit, build credit, maintain creditComment

What Does It Take To Get The Perfect Credit Score?

What Does It Take To Get The Perfect Credit Score?

Yet, there are a lot of factors that go into achieving the perfect score. In fact, you could have a perfect score one day and then drop 20 points the next day. Everything needs to align perfectly in order for you to achieve that perfect score.

Credit Score, Good CreditRent DynamicsSeptember 6, 2018credit basics, Credit Card, credit reporting agencies, credit report, credit, credit bureaus, credit score, good credit, build creditComment

6 Surprising Things That Won’t Affect Your Credit Score

6 Surprising Things That Won’t Affect Your Credit Score

A credit score lets creditors know if you are good at handling money. But there are a lot of things that a credit score doesn’t tell your creditors about how you handle money.

Forty-six percent of Millennials Feel Held Back by Their Credit Score

Forty-six percent of Millennials Feel Held Back by Their Credit Score

Many millennials feel like they’ve suffered negative affects due to their score. But, just how much does a low credit score affect millennials?

Bad Credit, Credit, Credit Score, MistakesRent DynamicsJuly 18, 2018Millennial, Credit Card, credit bureaus, credit score, credit report, credit, credit basics, bad credit, good credit, build creditComment

10 Surprising Ways To Ruin Your Credit Score

10 Surprising Ways To Ruin Your Credit Score

How can things that don’t involve credit at all ruin your credit score? Here are 10 surprising ways you can ruin your credit score even though they have nothing to do with your credit usage.

Credit Score, Bad CreditRent DynamicsJanuary 30, 2018credit score, credit bureaus, credit basics, credit report, collection agency, rent, Renting, Emergency FundComment

4 Renting Myths Debunked

4 Renting Myths Debunked

With more than 2,600 people entering the rental market every day, rental myths are getting debunked left and right.

Rent, Credit ScoreRent DynamicsJanuary 23, 2018Renting, RentPlus, rent, rent reporting, credit, credit score, credit bureaus, moneyComment

How To Build Your Credit Score In College Without a Credit Card

How To Build Your Credit Score In College Without a Credit Card

Whether you don’t have a credit card due to choice or you’ve been denied because you have little to no credit history, there are still ways to build your credit score during college.

Credit ScoreRent DynamicsOctober 4, 2017credit, credit bureaus, credit score, Credit Card, credit report, credit reporting agencies, credit basics, build credit, RentPlus, rent, student loan, bank loan, education, collegeComment

Your Level of Education Correlates with Your Credit Score

Your Level of Education Correlates with Your Credit Score

Educate yourself about the ins and outs of credit scores. You can improve your credit score simply by researching what it takes to build it and then implementing what you’ve learned.

Credit Score, Good CreditRent DynamicsSeptember 20, 2017credit score, credit, credit basics, credit report, Credit Card, credit bureaus, credit reporting agencies, bad credit, education, good credit, build creditComment

10 Facts You Should Know About Your Credit Score

10 Facts You Should Know About Your Credit Score

Did you know that your credit score can affect where you live and where you work? Your credit score can save you thousands or be the reason why you can’t get a loan.

Credit ScoreRent DynamicsJuly 26, 2017credit basics, credit report, credit reporting agencies, credit score, credit bureaus, credit, bad credit, good credit, build credit, maintain creditComment

How To Build Your Credit Score Without Going Into Debt

How To Build Your Credit Score Without Going Into Debt

The best way to improve your credit score is by being financially responsible with your money. Pay your bills on time each month, don’t hold balances from month-to-month, and keep your utilization ratio low. By following these rules, you can have financial freedom and a good credit score at the same time.

Credit Score, DebtRent DynamicsJuly 12, 2017credit bureaus, credit score, credit, good credit, credit basics, build credit, debtComment

7 Credit Score Myths You Might Be Falling For

7 Credit Score Myths You Might Be Falling For

Just like treating sicknesses or raising children, building your credit score is full of old wives’ tales. Believing these tales could end up hurting your credit score instead of helping it.

Credit ScoreRent DynamicsJune 14, 2017credit score, credit, Credit Card, credit bureaus, myth, good credit, bad creditComment

4 Reasons Why Credit Cards Are Better Than Cash

4 Reasons Why Credit Cards Are Better Than Cash

If you use your credit card wisely and pay it off each month, you’d be in a better financial situation than if you used the cash-only method. The benefits of using a credit card wisely far outweigh the benefits of using the cash-only method.

Credit, Credit Score, Good CreditRent DynamicsApril 26, 2017credit basics, credit, credit bureaus, credit report, credit score, credit reporting agencies, build credit, CashComment

5 Easy Ways to Get a Poor Credit Score

5 Easy Ways to Get a Poor Credit Score

Nearly one third of Americans currently have a poor credit score. And many people have no credit at all. In an economy that relies so heavily upon credit scores, it’s amazing to see such an extraordinary amount of people who aren’t taking advantage of this important financial opportunity.

Credit Score, Credit, Bad CreditRent DynamicsApril 19, 2017credit report, credit score, credit bureaus, credit reporting agencies, credit, bad credit, good creditComment

What makes up my credit score?

What makes up my credit score?

Have you ever applied for a credit card or loan? If so, the lender most likely pulled up your credit score to determine which type of loan or credit card you’d qualify for. If you had bad credit or little to no credit at all, your request may have been denied.

Credit ScoreRent DynamicsMarch 8, 2017credit score, rentplus, rent, rent reporting, credit basics, credit bureaus, credit, build credit, credit report, maintain creditComment

Basics of Credit - RentPlus Resident Webinar

Basics of Credit - RentPlus Resident Webinar

Successful RentPlus Resident Webinar on the Basics of Credit. Great questions from the attendees! We will be holding Resident Webinars on a quarterly basis on topics relative to personal finance and credit. One of the many benefits of being a RentPlus property or a RentPlus resident.

Why RentPlus?

Why RentPlus?

The idea of RentPlus was born in answer to a question. The question? Well, it is likely a question that the majority of people who have paid rent have asked or at least thought about; "Why can't the rent I am paying each month, my largest expense, do something more for me than simply give me another month with a roof over my head?"