Why Do You Need Good Credit If You Don’t Have Debt?

What many people fail to understand is that your credit score can affect more than just financing. Even if you plan on paying cash for everything, here are a few reasons why it’s important to have good credit.

Credit, Credit ScoreRent DynamicsJune 21, 2017credit, credit score, Credit Card, bad credit, good creditComment

7 Credit Score Myths You Might Be Falling For

Just like treating sicknesses or raising children, building your credit score is full of old wives’ tales. Believing these tales could end up hurting your credit score instead of helping it.

Credit ScoreRent DynamicsJune 14, 2017credit score, credit, Credit Card, credit bureaus, myth, good credit, bad creditComment

4 Reasons Why Credit Cards Are Better Than Cash

If you use your credit card wisely and pay it off each month, you’d be in a better financial situation than if you used the cash-only method. The benefits of using a credit card wisely far outweigh the benefits of using the cash-only method.

Credit, Credit Score, Good CreditRent DynamicsApril 26, 2017credit basics, credit, credit bureaus, credit report, credit score, credit reporting agencies, build credit, CashComment

5 Easy Ways to Get a Poor Credit Score

Nearly one third of Americans currently have a poor credit score. And many people have no credit at all. In an economy that relies so heavily upon credit scores, it’s amazing to see such an extraordinary amount of people who aren’t taking advantage of this important financial opportunity.

Credit Score, Credit, Bad CreditRent DynamicsApril 19, 2017credit report, credit score, credit bureaus, credit reporting agencies, credit, bad credit, good creditComment

Your Credit Score Can Affect Your Financial Future

You may not realize just how vital your credit score is to your financial freedom. Yet, your credit score is like a financial fingerprint that gives lenders a glimpse into how responsible you are with your money. Your credit score could be the difference between financial freedom and a financial sinkhole.

Credit Score, Credit, Finance, Good CreditRent DynamicsMarch 22, 2017Financial Planning, Financial Freedom, Financial Independence, personal finance, credit, credit basics, credit score, credit report, good credit, Emergency FundComment

What makes up my credit score?

Have you ever applied for a credit card or loan? If so, the lender most likely pulled up your credit score to determine which type of loan or credit card you’d qualify for. If you had bad credit or little to no credit at all, your request may have been denied.

Credit ScoreRent DynamicsMarch 8, 2017credit score, rentplus, rent, rent reporting, credit basics, credit bureaus, credit, build credit, credit report, maintain creditComment

The $hame Game of Personal Finance

Shame is an epidemic in our culture today. It is blatantly used as a tool in the political arena, ever present within our workplaces, in the media we consume, and throughout the schools of America's children. Shame is a tough and messy topic. Throw money into the mix and the discussion becomes even more difficult and dirty.

Credit, Psychology, Shame, Personal Finance, Bad Debt, Bad Credit, Good Credit, Self-worth, Emotion, Credit Score, Debt, Mistakes, Guilt, Change, Self-esteem, Spending, Addiction, Depression, HappinessRent DynamicsDecember 1, 2016personal finance, shame, credit, credit report, credit score, debt, bad debt, avoidance, embarassment, money, budget, psychology, brain, emotion, decisions, good credit, bad credit, shameful, empathy, guiltComment

Basics of Credit - RentPlus Resident Webinar

Successful RentPlus Resident Webinar on the Basics of Credit. Great questions from the attendees! We will be holding Resident Webinars on a quarterly basis on topics relative to personal finance and credit. One of the many benefits of being a RentPlus property or a RentPlus resident.

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